Insurance But Not Registered Keeper. This is mostly to do with the fact that many experienced drivers used to put down their name as the policyholder while a younger driver would be the registered keeper so that they can get cheaper car insurance. I’m sure a comparison site will have be able to help.
However, the cost is likely to be much higher. Yes, but you will have to tell the insurer you are not the owner or registered keeper when you apply. It usually makes little or no difference to premium.
The Owner Is The Person Who Bought It.
Not all insurers will offer cover as the main driver if you are not the registered keeper of the car, but some will. Firstly, you obviously can’t sell the vehicle, but it also prevents you from setting up the road tax (vehicle excise duty) or driving abroad (as documentation is needed to prove. It is a common misconception that the registered keeper of a vehicle as listed on the vehicle’s v5c registration document is the legal owner of the vehicle.
Things You Need To Tell Your Insurer Before You Do Them If You're Planning Changes To Your Car Or Want To Update Your Policy, You.
Not every insurer will give you a full policy on a car you don't own. The registered keeper is the person named on the registration certificate; The official registered keeper of the vehicle will usually have to attend in person to prove ownership and pay the charges.
Of The Small Number Of Insurers That Offer Cover For Seized Vehicles, Only A Limited Selection Of Those Will Offer Impounded Car Insurance If You’re Not The Registered Keeper.
Making sure the car has a valid mot; The police are right i’m afraid on the no insurance matter. Yes, but you will have to tell the insurer you are not the owner or registered keeper when you apply.
You Will Also Still Have To Pay For Your Insurance On Top Of Any Fines Received.
Pay for parking tickets as well as for motoring violations; The owner may or may not be the registered keeper. If you own it because you have paid for it your fully comprehensive insurance wont cover you.
Some Insurers Do Allow It, You Just Have To Hunt Around.
If you aren't the registered keeper of a car and you're not the main driver, you should check you're covered to drive it. The exception is if you're married. You don't have to own a car to insure it.